The bank is being deceptive about his credit rating.
Advanced English Dictionary
+adjective likely to make you believe sth that is not true Synonym: MISLEADING a deceptive advertisement + Appearances can often be deceptive (= things are not always what they seem to be). + the deceptive simplicity of her writing style (= it seems simple but is not really) deceptively adverb: a deceptively simple idea
Collocation Dictionary adj
highly, very | dangerously
can be deceptive
Appearances can be deceptive?dangerously deceptive.
Random quote: Were here for a reason. I believe a bit of the reason is to throw little torches out to lead people through the dark.: Whoopi Goldberg